Retirement & 401(k) Contribution Tracker
See your employer match capture and your progress against this year's IRS 401(k) limit every single pay period, not once a year at tax time.
Backed by a 30-day money-back guarantee. If it is not useful, we will refund it, no questions asked.
Detailed Description
Most 401(k) tracking is an afterthought: you glance at a balance once a quarter and hope it's on track. This tracker flips that by logging every pay period's contribution alongside your employer's match percentage, then running two numbers automatically: how much match you actually captured that period, and how much room is left under this year's IRS contribution limit.
If you're on pace to leave employer match on the table, or you're at risk of hitting the annual limit too early and missing months of match, the sheet flags it before it becomes a year-end surprise. Enter gross pay and contribution percentage each period; the rest updates on its own.
A note from DaveWays
We built this after realizing "just contribute enough to get the match" is advice nobody actually tracks against. It's easy to assume you're capturing full match and be wrong by a few hundred dollars a year without ever knowing it.
— DaveWays
Benefits
Never leave match on the table
Every pay period flags whether your contribution rate is capturing the full employer match available to you.
Track against the real IRS limit
A running YTD Limit Remaining column counts down from the current-year 401(k) contribution cap, not a generic goal you set yourself.
Catch problems mid-year, not at tax time
See contribution and match trends every pay period instead of finding out you underfunded it in December.
Digital file contents
- Per-pay-period contribution log (gross pay, contribution %, dollar amount)
- Employer match tracking with automatic capture calculation
- Running YTD total contributions
- YTD Limit Remaining column against the current-year IRS 401(k) limit
- Notes column for raises, job changes, or contribution adjustments
- Working .xlsx file (Excel + Google Sheets compatible)
Best Fit
- US W-2 employees contributing to a 401(k) with an employer match
- Anyone unsure whether they're capturing their full match every period
- People who want to pace contributions across the year instead of guessing
Questions before checkout
Does this replace my plan provider's dashboard?
No, it complements it. Your provider shows balance and investments; this tracks contribution pacing and match capture in one place.
Does it update the IRS limit automatically each year?
The current-year limit is built in at the time of purchase. Update the reference cell if the IRS raises the limit in a future year.
Does it work if my employer match isn't a flat percentage?
Yes, enter your plan's actual match formula results per period; the tracker calculates capture rate off what you enter.
Free bonus included
401(k) Tracker (Lite), yours free with this purchase (a $5 value): a single-sheet quick-start version for a fast first look at your contribution and match numbers before you dig into the full tracker.
Before you buy
Retirement & 401(k) Contribution Tracker is $19.99 USD, one-time payment, instant delivery, no subscription. Covered by our 30-day money-back guarantee. See our refund policy and terms.