Track HSA/FSA contributions against your limit, flag IRS-eligible expenses, and catch FSA spend-down deadlines before you lose the money.
Backed by a 30-day money-back guarantee. If it is not useful, we will refund it, no questions asked.
Most HSA/FSA advice stops at "contribute early and save receipts." This tracker goes further: it logs every contribution and expense in one place, checks each expense against your plan's IRS-eligible categories, and counts down your remaining contribution room automatically as you go.
For FSA funds specifically, it flags your spend-down deadline (usually December 31 or a grace period) so unused money doesn't quietly expire. Review it monthly and you'll never leave HSA/FSA money on the table or get an eligible reimbursement denied for missing paperwork.
We've watched people lose FSA money every December simply because they forgot the deadline existed. Once contributions, eligible-expense flags, and the spend-down date live on one sheet, that mistake gets a lot harder to make.
— DaveWays
The sheet totals year-to-date contributions automatically and counts down what's left against your limit.
Spend-down deadlines are flagged so unused FSA funds don't quietly expire at year-end.
Mark each expense against your plan's IRS-eligible categories as you go, instead of guessing at tax time.
Does this replace my HSA/FSA administrator's portal?
No, it's a personal tracking sheet you fill in yourself alongside your plan's official balance and eligible-expense list.
Does it know my specific plan's contribution limit?
No, enter your plan year's IRS limit once and the sheet counts down from there automatically.
Can I use this for both HSA and FSA in the same year?
Yes, log both account types in the same sheet using the type column to keep them separate.
HSA/FSA Quick-Start Log (Lite), yours free with this purchase (a $5 value): a simplified single-month version to start logging contributions and expenses right away.
HSA/FSA Contribution & Spend Tracker is $14.99 USD, one-time payment, instant delivery, no subscription. Covered by our 30-day money-back guarantee. See our refund policy and terms.