Turn Big Irregular Bills Into Small Monthly Amounts.
Enter the goal and the date; the sheet divides it into a calm monthly number you can actually budget.
Personal Finance product
Sinking Funds Tracker
A sinking funds tracker spreadsheet for saving toward irregular expenses like car repairs, holidays, and insurance. Set goals, target dates, and see the monthly amount to set aside.
✓ Refund requests accepted within 30 calendar days of purchase via support@daveways.com. Refund Policy
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Available now. Secure checkout is processed by Paddle, and your digital files are delivered after successful payment.
Product details
Detailed Description
A sinking fund is money you save on purpose for a known, irregular expense so it never becomes an emergency. This tracker holds all of your funds in one view: name each one, set the amount you need and the date you need it by, and the sheet works out the monthly contribution and your progress bar to the goal.
Delivery and support
Available Now
Checkout is processed by Paddle. After successful payment, DaveWays provides access to the digital download. For order or access help, email support@daveways.com.
Business contact: DaveWays, operated by MIRAI YUSHUTSU GLOBAL VENTURE LLP.
Benefits
What This Product Helps You Do
See Every Fund In One Place.
Holidays, gifts, repairs, insurance, subscriptions renewals, all tracked together with running balances.
Protect Your Emergency Fund.
When the known costs are pre-funded, you stop raiding savings and reaching for the credit card.
Digital file contents
What You Receive
- Multi-fund tracker with goals and target dates
- Auto-calculated monthly contribution per fund
- Progress percentage for each fund
- Contribution log by month
- Starter list of common sinking-fund categories
Who it is for
Best Fit
- Anyone blindsided by surprise annual or seasonal bills
- Budgeters who want savings split by purpose, not one big pot
- Households planning holidays, gifts, or big repairs ahead
FAQ
Questions Before Checkout
How is this different from the budget spreadsheet?
The budget plans your month; sinking funds save toward future irregular costs. They work well together.
How many funds can I track?
As many as you like. Add rows for each goal.
Does it work in Google Sheets?
Yes, plus Excel and LibreOffice. Setup guide included.
Before you buy
Purchase Information
Price: $14.99. This product is available now through secure Paddle checkout. Review the Refund Policy, Terms of Use, and Privacy Policy before purchase. For questions, use the Contact page or email support@daveways.com.
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