Side hustle profit gets spent as regular income, leaving nothing for taxes or growth.
Auto-splitting every profit deposit into tax, reinvestment, and pay buckets means the money doesn't quietly disappear as regular spending.
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Side hustle profit gets spent as regular income, leaving nothing for taxes or growth.
Auto-splits every profit deposit into tax-reserve, reinvestment, and owner-pay buckets by percentage.
We built this after seeing how often side hustle profit gets spent as regular income, leaving nothing set aside for taxes or growth.
— DaveWays
Set your percentages once. The sheet allocates each profit deposit into the three buckets.
Built specifically to stop tax money from getting spent as regular income.
A notes column ties the reinvestment bucket to real purchases, so you can see if it's paying off.
What percentage split should I use?
Common starting points are 25-30% tax reserve depending on your bracket, with the rest split between reinvestment and pay. Adjust to your own situation.
Do I need a separate bank account for the tax reserve?
It's strongly recommended. The sheet tracks the amount, but keeping it physically separate is what actually prevents it from being spent.
Can I change my split later?
Yes, revisit it as your side hustle matures. Most people shift more toward reinvestment early and more toward pay later.
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Side Hustle Profit Reinvestment Planner (Free Preview) — download a condensed version free, no purchase required, to see if it's a fit before you buy.
Side Hustle Profit Reinvestment Planner is $14.99 USD, one-time payment, instant delivery, no subscription. Covered by our 30-day money-back guarantee. See our refund policy and terms.