Couples avoid the 'how do we combine money' conversation, which causes recurring fights later.
A structured worksheet walks you through the conversation about combining money, instead of avoiding it until it turns into a fight.
Backed by a 30-day money-back guarantee. If it is not useful, we will refund it, no questions asked.
Couples avoid the 'how do we combine money' conversation, which causes recurring fights later.
A structured conversation-plus-worksheet format, not just a joint budget template, for deciding what stays separate vs joint.
We built this after seeing how often the money conversation gets avoided early in a relationship, only to resurface later as a bigger fight.
— DaveWays
Structured discussion steps, not a blank joint-budget spreadsheet you're expected to just figure out.
Walks through fully joint, fully separate, or a hybrid "yours/mine/ours" model based on what fits your relationship.
Sets a specific dollar threshold for checking in with each other before spending.
Do we need to do this together?
Yes, it's built as a joint worksheet. Both partners fill in and discuss each section together.
Does this tell us which model to choose?
No, it walks you through the options so you can decide what fits your relationship, not a one-size-fits-all answer.
Is this legal or financial advice?
No, it's educational and organizational only. Talk to a qualified professional for legal or financial guidance specific to your situation.
Want the rest of the set? Personal Finance Complete Bundle or browse every Personal Finance tool individually.
Newlywed Money Merge Planner (Free Preview) — download a condensed version free, no purchase required, to see if it's a fit before you buy.
Newlywed Money Merge Planner is $14.99 USD, one-time payment, instant delivery, no subscription. Covered by our 30-day money-back guarantee. See our refund policy and terms.
