Deductible and out-of-pocket progress gets lost across a stack of separate medical bills.
Automatic running totals against your plan's real deductible and out-of-pocket max mean you always know where you stand, instead of adding up bills from memory.
Backed by a 30-day money-back guarantee. If it is not useful, we will refund it, no questions asked.
Each bill shows a different number, and without adding them up yourself, it's genuinely hard to know how close you are to your deductible or your out-of-pocket max for the year.
Enter your plan's deductible and out-of-pocket max once, then log each bill's amount applied to each as it comes in (from your Explanation of Benefits, which reflects your plan's real numbers better than the raw bill). The sheet totals your progress automatically and shows it as a percentage toward each target.
We built this after noticing deductible tracking usually happens by memory or a rough mental tally. A running total removes the guesswork right when a big bill is about to land.
— DaveWays
Running totals against your own deductible and OOP max targets, updated automatically.
Every bill lives in one place instead of scattered across separate statements.
See exactly when you cross 100% on each target, so you know what a new bill will actually cost you.
Where do I find the amount applied to my deductible?
Check your insurer's Explanation of Benefits (EOB) for each visit, not just the provider's bill; it shows what actually applied.
Does it reset automatically for a new plan year?
No, start a fresh copy of the sheet each plan year since both targets reset on your renewal date.
Does it work for a family plan with multiple people?
Yes, log every family member's bills in the same sheet against your shared family deductible and OOP max.
Want the rest of the set? The Personal Finance Complete Bundle includes this product plus every other Personal Finance tool, for less than the price of buying them apart.
Health Insurance Deductible & OOP Max Tracker (Free Preview) — download a condensed version free, no purchase required, to see if it's a fit before you buy.
Health Insurance Deductible & OOP Max Tracker is $12.99 USD, one-time payment, instant delivery, no subscription. Covered by our 30-day money-back guarantee. See our refund policy and terms.
